FloatMe initiates ACH transactions on the business day before your repayment due date to ensure timely processing. While the ACH transaction is scheduled to settle on the due date, some financial institutions may display the transaction as pending before it officially posts.
This is a standard practice among financial institutions and does not mean FloatMe has debited your account early. Many financial institutions display incoming transactions before they are settled, including paychecks and other direct deposits. If you have concerns about how transactions appear in your linked account, we recommend reaching out to your financial institution.