First, connecting your debit card allows you to take out Instant Floats, which instantly send you advances within a matter of hours (usually minutes), not days. Instant Floats are perfect for members who have an immediate need for an emergency advance. There is an additional fee associated with Instant Floats, which is based on the amount of the Float you take.
Second, we require you to add a debit card because it gives us an additional method for collecting your Float repayment in instances where an ACH transfer may not work.
During the sign-up process you will add your debit card directly. Once you are set up, you may update your debit card information by going to your Settings in-app.