It's easy! When you sign up for FloatMe, you will be asked to link the checking account where you receive direct deposits from your employer. As a wage advance service, we use this to verify that you are employed and receive a regular income.
When you request a Standard Float, we check that you are still receiving direct deposits from your employer and then send the Float using an ACH direct deposit to the bank account you linked to the app in about 1-3 business days.